Personal Finance

Forest Trail

Our Journey Down the FIRE Trail – Part 4

This is the final installment of a 4 part series in which I share some of the details of the road my wife and I took to pursue financial independence. In Part 1, I explained our backgrounds, shared some details of our married life together, and discussed the first key factor which enabled us to reach FI (namely, Motivation). In Part 2, I talked about four more key factors (Salary Growth, Controlling Lifestyle Inflation, Long-Term Investing, and Real Estate). In…

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Forest Trail

Our Journey Down the FIRE Trail – Part 3

This is Part 3 of a 4 part series in which I share some of the details of the road my wife and I took to pursue financial independence. In Part 1, I explained our backgrounds, shared some details of our married life together, and discussed the first key factor which enabled us to reach FI (namely, Motivation). In Part 2, I talked about four more key factors (Salary Growth, Controlling Lifestyle Inflation, Long-Term Investing, and Real Estate). Our Keys…

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Forest Trail

Our Journey Down the FIRE Trail – Part 2

This is Part 2 of a 4 part series in which I share some of the details of the road my wife and I took to pursue financial independence. In Part 1, I explained our backgrounds, shared some details of our married life together, and discussed the first key factor which enabled us to reach FI (namely, Motivation). Our Keys to Reaching FI (Continued) In this post, I will talk about four more key factors in our journey. Salary Growth…

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Forest Trail

Our Journey Down the FIRE Trail – Part 1

I’ve written about the FIRE movement (Financial Independence, Retire Early) several times since I launched my blog. I’ve also made a few references to my FIRE journey. What I have not done to date is share any details about my FIRE story. In this post, I’ll rectify that by coming into the light and sharing my path to FI. I think telling my FIRE story is important for several reasons: To establish my credibility as an occasional writer on the topic.…

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Marriott at Poipu Beach

Timeshare Presentation Travel Hacking

Travel Hacking via credit card incentives is a popular money saving strategy in the FIRE community. However, credit card companies are starting to tighten up the rules of their offerings. The new rules are intended to limit the frequency with which consumers can apply for new cards and earn sign up incentives. I recently read a blog post which surmises that timeshare ownership (a.k.a. vacation ownership) may be the next popular trend in travel hacking in part due to the…

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FIRE Trek

FIRE Trek: Parallels Between the Financial Independence Movement and Star Trek

In the three weeks since Suze Orman’s comments about FIRE (Financial Independence Retire Early) thrust the movement into the national media spotlight, I have been reflecting on a more philosophical level about why FI principles resonate so much with me. As a result, a new (and profound) reason has emerged from the back of my mind: The principles of the FIRE movement have uncanny parallels with the core values of Star Trek! The congruity between the communities is so clear…

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Milo In a Small Box

The 7 Pillars of Feline Frugality

I was recently listening to one of my favorite pawcasts (“The Scratching Benjamins”) where the host led a roundtable discussion about extreme frugality. As you probably know, frugality is one of the key principles of the FIRE movement (Feline Indifference Rest Everyday). To achieve heightened states of indifference, and peak levels of rest, you can’t be worrying about buying stuff or your bank account balance. As I mentioned in my previous post, I live with a bunch of primitive bipedal…

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Milo

Cat on FIRE

By way of introduction, I am two-and-a-half years old, and I own four bipedal primates who work as my servants in my nice two-story suburban house. Out of charity, I share their services with a housemate named Toby. I don’t know why he would be interested, but one of my servants (the tall one who often chases after me with a brush) often listens to strange voices talking about the “FIRE Movement.” Since I am widely recognized as the smartest…

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Clock and Coins

Personal Finance Tips, Tricks and Hacks

Although I am by no means a financial or investment expert, I am an amateur lifehacker — and that includes hacking my personal finances to increase automation, improve security and maximize rewards points. Over the years, I have picked up several tips, tricks and best practices which I thought I’d share. None of these techniques are earth-shattering (and some are well known), but my hope is that anyone reading this post might pick up at least one new idea to…

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