Personal Finance

Cats on FIRE

Cats On FIRE Appear on the ChooseFI Podcast

Cats on FIRE, Milo and Toby, take a break from their busy napping schedules to appear as guests on the ChooseFI Podcast. Notes from the (Homo sapien) editor: Special thanks to Katrina, Spencer and Kip in my local ChooseFI Sacramento Facebook Group for proofreading this post before publication! If you have any questions or comments about Milo and Toby’s path to feline indifference, please leave a comment. (Note: I moderate all comments so you may experience a delay before your comment…

5
Read More
Stockpile Gift

Stockpile: A Fun Gift Idea for Kids But a Bumpy Signup Experience

After I started listening to personal finance podcasts about a year ago, I began hearing mentions of sites which allow consumers to buy fractional shares of stocks and ETFs. I don’t invest directly in individual stocks myself, so I did not give these services much thought. But in December, I had the idea that Stockpile gift certificates might be fun and novel Christmas gifts for my two middle school-age kids, especially since personal finance and investing have been big themes…

0
Read More
idea ... action ... plan ... 2019

Measuring Up Against Paula Pant’s One Tweak a Week Challenge

One of my favorite podcasters is Paula Pant, who hosts Afford Anything and is a regular on Friday editions of The Stacking Benjamins Show. Paula is a master at taking the advice she and her guests give and breaking it down into actionable items. On her final podcast of 2018, entitled One Tweak A Week In 2019 — Easy Improvements To Your Financial Life In 2019, Paula outlined “26 easy, actionable ways that you can improve your financial life.” She…

0
Read More
Forest Trail

Our Journey Down the FIRE Trail – Part 4

This is the final installment of a 4 part series in which I share some of the details of the road my wife and I took to pursue financial independence. In Part 1, I explained our backgrounds, shared some details of our married life together, and discussed the first key factor which enabled us to reach FI (namely, Motivation). In Part 2, I talked about four more key factors (Salary Growth, Controlling Lifestyle Inflation, Long-Term Investing, and Real Estate). In…

0
Read More
Forest Trail

Our Journey Down the FIRE Trail – Part 3

This is Part 3 of a 4 part series in which I share some of the details of the road my wife and I took to pursue financial independence. In Part 1, I explained our backgrounds, shared some details of our married life together, and discussed the first key factor which enabled us to reach FI (namely, Motivation). In Part 2, I talked about four more key factors (Salary Growth, Controlling Lifestyle Inflation, Long-Term Investing, and Real Estate). Our Keys…

2
Read More
Forest Trail

Our Journey Down the FIRE Trail – Part 2

This is Part 2 of a 4 part series in which I share some of the details of the road my wife and I took to pursue financial independence. In Part 1, I explained our backgrounds, shared some details of our married life together, and discussed the first key factor which enabled us to reach FI (namely, Motivation). Our Keys to Reaching FI (Continued) In this post, I will talk about four more key factors in our journey. Salary Growth…

0
Read More
Forest Trail

Our Journey Down the FIRE Trail – Part 1

I’ve written about the FIRE movement (Financial Independence, Retire Early) several times since I launched my blog. I’ve also made a few references to my FIRE journey. What I have not done to date is share any details about my FIRE story. In this post, I’ll rectify that by coming into the light and sharing my path to FI. I think telling my FIRE story is important for several reasons: To establish my credibility as an occasional writer on the topic.…

0
Read More
Marriott at Poipu Beach

Timeshare Presentation Travel Hacking

Travel Hacking via credit card incentives is a popular money saving strategy in the FIRE community. However, credit card companies are starting to tighten up the rules of their offerings. The new rules are intended to limit the frequency with which consumers can apply for new cards and earn sign up incentives. I recently read a blog post which surmises that timeshare ownership (a.k.a. vacation ownership) may be the next popular trend in travel hacking in part due to the…

0
Read More
FIRE Trek

FIRE Trek: Parallels Between the Financial Independence Movement and Star Trek

In the three weeks since Suze Orman’s comments about FIRE (Financial Independence Retire Early) thrust the movement into the national media spotlight, I have been reflecting on a more philosophical level about why FI principles resonate so much with me. As a result, a new (and profound) reason has emerged from the back of my mind: The principles of the FIRE movement have uncanny parallels with the core values of Star Trek! The congruity between the communities is so clear…

2
Read More
Milo In a Small Box

The 7 Pillars of Feline Frugality

I was recently listening to one of my favorite pawcasts (“The Scratching Benjamins”) where the host led a roundtable discussion about extreme frugality. As you probably know, frugality is one of the key principles of the FIRE movement (Feline Indifference Rest Everyday). To achieve heightened states of indifference, and peak levels of rest, you can’t be worrying about buying stuff or your bank account balance. As I mentioned in my previous post, I live with a bunch of primitive bipedal…

0
Read More